2025 NZD to GNF Historical Review

YEARLY HIGH

5284.7857 GNF

YEARLY LOW

4778.2707 GNF

YEARLY AVERAGE

5042.4806 GNF

2025 NZD to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 5284.7857. Conversely, the yearly low was recorded on April 8, dropping to 4778.2707.

This high-to-low spread represents a total annual volatility of 506.5149 GNF. From a start-to-finish perspective, comparing the January average rate of 4866.8974 to the December average rate of 5042.4775, the exchange rate registered a net change of 3.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5284.7857 was down 3.73% compared to the 2024 peak of 5489.7025, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 26,423,928 GNF

2024 Average 26,049,908 GNF

Yearly Trough Low 23,891,354 GNF

Transaction Impact: A difference of 2,532,574.73 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5254.0547

4831.7013

JanuMarcMayJulySeptNove

NZD to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5024.0543, compared to 5060.9069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 36.8525 points.

H1 Avg (Jan–Jun) 5024.0543

H2 Avg (Jul–Dec) 5060.9069

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 415.3398 GNF (High: 5193.6106 / Low: 4778.2707). On the other end, June was the most stable month, with a tight range of 108.0682 GNF (High: 5276.0224 / Low: 5167.9541).

April Spread (Volatile) ±415.3398

June Spread (Stable) ±108.0682

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 99.2887 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -99.2887

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 5199.5373) against the same month in 2024 (average: 5193.6947), the exchange rate shifted by +5.8426 (+0.11%).

2025 Avg (July) 5199.5373

2024 Avg (July) 5193.6947

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4943.8731	4808.1405	4866.8974
February	4985.8294	4819.6890	4917.8153
March	5039.1251	4842.1653	4944.3830
April	5193.6106	4778.2707	5050.7545
May	5226.1790	5065.9522	5145.6170
June	5276.0224	5167.9541	5218.8586
July	5284.7857	5106.0424	5199.5373
August	5188.2288	5028.4271	5117.3192
September	5192.1757	4991.9327	5095.8703
October	5067.3429	4940.5868	4996.5816
November	4976.5336	4856.2021	4913.6552
December	5104.7122	4981.1456	5042.4775