2021 NZD to GNF Historical Review

YEARLY HIGH

7537.4815 GNF

YEARLY LOW

6264.4951 GNF

YEARLY AVERAGE

6964.4063 GNF

2021 NZD to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 7537.4815. Conversely, the yearly low was recorded on December 17, dropping to 6264.4951.

This high-to-low spread represents a total annual volatility of 1272.9865 GNF. From a start-to-finish perspective, comparing the January average rate of 7333.2274 to the December average rate of 6387.3727, the exchange rate registered a net change of -12.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 7537.4815 was up 4.38% compared to the 2020 peak of 7221.5188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 37,687,408 GNF

2020 Average 31,315,243 GNF

Yearly Trough Low 31,322,475 GNF

Transaction Impact: A difference of 6,364,932.39 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7468.0177

6289.1323

JanuMarcMayJulySeptNove

NZD to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7180.0619, compared to 6748.7506 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 431.3113 points.

H1 Avg (Jan–Jun) 7180.0619

H2 Avg (Jul–Dec) 6748.7506

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 497.5148 GNF (High: 6908.0291 / Low: 6410.5143). On the other end, July was the most stable month, with a tight range of 139.8942 GNF (High: 6921.2983 / Low: 6781.4041).

November Spread (Volatile) ±497.5148

July Spread (Stable) ±139.8942

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 289.7049 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -289.7049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 7369.7772) against the same month in 2020 (average: 6052.7386), the exchange rate shifted by +1317.0387 (+21.76%).

2021 Avg (February) 7369.7772

2020 Avg (February) 6052.7386

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	7452.2805	7083.0018	7333.2274
February	7537.4815	7267.1333	7369.7772
March	7379.6060	6986.7096	7181.6663
April	7203.5109	7018.7083	7099.1235
May	7223.2449	7064.2371	7127.5885
June	7117.0009	6814.1293	6968.9886
July	6921.2983	6781.4041	6853.7092
August	6897.4123	6678.5032	6822.1922
September	6998.6179	6709.7398	6901.5630
October	6967.6382	6738.2015	6850.5889
November	6908.0291	6410.5143	6677.0777
December	6468.0461	6264.4951	6387.3727