2026 NZD to GNF Historical Review

YEARLY HIGH

5325.2237 GNF

YEARLY LOW

4941.0913 GNF

YEARLY AVERAGE

5138.4062 GNF

2026 NZD to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 5325.2237. Conversely, the yearly low was recorded on June 25, dropping to 4941.0913.

This high-to-low spread represents a total annual volatility of 384.1325 GNF. From a start-to-finish perspective, comparing the January average rate of 5109.6038 to the December average rate of 5145.8471, the exchange rate registered a net change of 0.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 5325.2237 was up 0.77% compared to the 2025 peak of 5284.7857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 26,626,119 GNF

2025 Average 25,216,030 GNF

Yearly Trough Low 24,705,456 GNF

Transaction Impact: A difference of 1,920,662.38 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5288.9952

5042.2606

JanuMarcMayJuly

NZD to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5149.2289, compared to 5105.9383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 43.2905 points.

H1 Avg (Jan–Jun) 5149.2289

H2 Avg (Jul–Dec) 5105.9383

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 314.0100 GNF (High: 5325.2237 / Low: 5011.2137). On the other end, August was the most stable month, with a tight range of 4.2053 GNF (High: 5147.9003 / Low: 5143.6950).

January Spread (Volatile) ±314.0100

August Spread (Stable) ±4.2053

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 150.1199 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -150.1199

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 5109.6038) against the same month in 2025 (average: 4866.8974), the exchange rate shifted by +242.7063 (+4.99%).

2026 Avg (January) 5109.6038

2025 Avg (January) 4866.8974

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	5325.2237	5011.2137	5109.6038
February	5309.9919	5208.7205	5268.4340
March	5217.6147	5009.4571	5120.2346
April	5197.5575	4982.8341	5121.3372
May	5256.2925	5174.6030	5212.9417
June	5234.0638	4941.0913	5062.8219
July	5132.2822	4971.9610	5066.0296
August	5147.9003	5143.6950	5145.8471