2015 NZD to NIO Historical Review

YEARLY HIGH

20.8079 NIO

YEARLY LOW

17.0604 NIO

YEARLY AVERAGE

18.9515 NIO

2015 NZD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 20.8079. Conversely, the yearly low was recorded on September 4, dropping to 17.0604.

This high-to-low spread represents a total annual volatility of 3.7474 NIO. From a start-to-finish perspective, comparing the January average rate of 20.2865 to the December average rate of 18.8290, the exchange rate registered a net change of -7.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 20.8079 was down 9.25% compared to the 2014 peak of 22.9281, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 104,039 NIO

2014 Average 107,804 NIO

Yearly Trough Low 85,302 NIO

Transaction Impact: A difference of 18,737.21 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

20.6424

17.0617

JanuMarcMayJulySeptNove

NZD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.8405, compared to 18.0624 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7780 points.

H1 Avg (Jan–Jun) 19.8405

H2 Avg (Jul–Dec) 18.0624

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.5162 NIO (High: 20.8079 / Low: 19.2917). On the other end, September was the most stable month, with a tight range of 0.5759 NIO (High: 17.6364 / Low: 17.0604).

January Spread (Volatile) ±1.5162

September Spread (Stable) ±0.5759

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.0276 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.0276

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 20.2865) against the same month in 2014 (average: 21.0087), the exchange rate shifted by -0.7222 (-3.44%).

2015 Avg (January) 20.2865

2014 Avg (January) 21.0087

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.8079	19.2917	20.2865
February	20.1826	19.3407	19.8707
March	20.4650	19.4529	19.9585
April	20.7721	19.9248	20.3440
May	20.2370	19.0580	19.8054
June	19.3282	18.2996	18.7778
July	18.2567	17.5754	17.9373
August	18.1780	17.3494	17.8550
September	17.6364	17.0604	17.3601
October	18.7989	17.6372	18.3757
November	18.6247	17.7470	18.0175
December	19.1580	18.5237	18.8290