2020 NZD to NIO Historical Review

YEARLY HIGH

25.1625 NIO

YEARLY LOW

19.0502 NIO

YEARLY AVERAGE

22.3857 NIO

2020 NZD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 25.1625. Conversely, the yearly low was recorded on March 22, dropping to 19.0502.

This high-to-low spread represents a total annual volatility of 6.1123 NIO. From a start-to-finish perspective, comparing the January average rate of 22.4453 to the December average rate of 24.7381, the exchange rate registered a net change of 10.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.1625 was up 10.05% compared to the 2019 peak of 22.8638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 125,813 NIO

2019 Average 109,528 NIO

Yearly Trough Low 95,251 NIO

Transaction Impact: A difference of 30,561.46 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.1626

20.0686

JanuMarcMayJulySeptNove

NZD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.3210, compared to 23.4504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1294 points.

H1 Avg (Jan–Jun) 21.3210

H2 Avg (Jul–Dec) 23.4504

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.7088 NIO (High: 21.7590 / Low: 19.0502). On the other end, October was the most stable month, with a tight range of 0.4354 NIO (High: 23.2921 / Low: 22.8567).

March Spread (Volatile) ±2.7088

October Spread (Stable) ±0.4354

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1925 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -1.1925

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 24.7381) against the same month in 2019 (average: 22.3607), the exchange rate shifted by +2.3774 (+10.63%).

2020 Avg (December) 24.7381

2019 Avg (December) 22.3607

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.8390	22.0732	22.4453
February	22.0732	21.3091	21.7258
March	21.7590	19.0502	20.5333
April	21.1403	19.8440	20.4931
May	21.1147	20.1433	20.6991
June	22.4705	21.3340	22.0294
July	23.2016	22.1536	22.7834
August	23.5099	22.7211	22.9629
September	23.5995	22.6975	23.1761
October	23.2921	22.8567	23.0731
November	24.5169	22.9068	23.9687
December	25.1625	24.4423	24.7381