2019 NZD to NIO Historical Review

YEARLY HIGH

22.8638 NIO

YEARLY LOW

20.9224 NIO

YEARLY AVERAGE

21.9073 NIO

2019 NZD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NZD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 22.8638. Conversely, the yearly low was recorded on October 1, dropping to 20.9224.

This high-to-low spread represents a total annual volatility of 1.9414 NIO. From a start-to-finish perspective, comparing the January average rate of 22.0492 to the December average rate of 22.3607, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 22.8638 was down 1.02% compared to the 2018 peak of 23.1000, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 114,319 NIO

2018 Average 109,537 NIO

Yearly Trough Low 104,612 NIO

Transaction Impact: A difference of 9,707.01 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

22.5462

21.1508

JanuMarcMayJulySeptNove

NZD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.0834, compared to 21.7311 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3523 points.

H1 Avg (Jan–Jun) 22.0834

H2 Avg (Jul–Dec) 21.7311

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 1.1687 NIO (High: 22.8638 / Low: 21.6951). On the other end, November was the most stable month, with a tight range of 0.5302 NIO (High: 21.9072 / Low: 21.3770).

December Spread (Volatile) ±1.1687

November Spread (Stable) ±0.5302

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.6591 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6591

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 22.3607) against the same month in 2018 (average: 22.0735), the exchange rate shifted by +0.2872 (+1.30%).

2019 Avg (December) 22.3607

2018 Avg (December) 22.0735

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.5251	21.5313	22.0492
February	22.6210	21.9820	22.3651
March	22.7374	22.2045	22.4300
April	22.3582	21.7095	22.0945
May	21.9749	21.4258	21.6744
June	22.4851	21.4534	21.8873
July	22.7062	21.8742	22.2232
August	21.9786	20.9718	21.5641
September	21.5811	21.0138	21.2671
October	21.7449	20.9224	21.3397
November	21.9072	21.3770	21.6319
December	22.8638	21.6951	22.3607