YEARLY HIGH
22.4333 NIO
YEARLY LOW
20.3192 NIO
YEARLY AVERAGE
21.4010 NIO

2025 NZD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 22.4333. Conversely, the yearly low was recorded on April 8, dropping to 20.3192.

This high-to-low spread represents a total annual volatility of 2.1141 NIO. From a start-to-finish perspective, comparing the January average rate of 20.7049 to the December average rate of 21.2941, the exchange rate registered a net change of 2.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 22.4333 was down 4.02% compared to the 2024 peak of 23.3736, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 112,167 NIO
2024 Average 111,261 NIO
Yearly Trough Low 101,596 NIO
Transaction Impact: A difference of 10,570.71 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.3158
20.5585
JanuMarcMayJulySeptNove

NZD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.3592, compared to 21.4429 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0837 points.

H1 Avg (Jan–Jun) 21.3592
H2 Avg (Jul–Dec) 21.4429

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.7473 NIO (High: 22.0665 / Low: 20.3192). On the other end, December was the most stable month, with a tight range of 0.4033 NIO (High: 21.4956 / Low: 21.0923).

April Spread (Volatile) ±1.7473
December Spread (Stable) ±0.4033

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4378 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.4378

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 22.0676) against the same month in 2024 (average: 22.2016), the exchange rate shifted by -0.1340 (-0.60%).

2025 Avg (July) 22.0676
2024 Avg (July) 22.2016

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.9898 20.4624 20.7049
February 21.1997 20.5579 20.9199
March 21.4260 20.5579 21.0279
April 22.0665 20.3192 21.4743
May 22.1980 21.5332 21.8586
June 22.4010 21.9503 22.1693
July 22.4333 21.6475 22.0676
August 21.9956 21.3431 21.7075
September 21.9963 21.1292 21.6060
October 21.4561 20.9354 21.1682
November 21.0805 20.5737 20.8141
December 21.4956 21.0923 21.2941