2026 NZD to NIO Historical Review

YEARLY HIGH

22.3575 NIO

YEARLY LOW

20.7313 NIO

YEARLY AVERAGE

21.5427 NIO

2026 NZD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 22.3575. Conversely, the yearly low was recorded on June 26, dropping to 20.7313.

This high-to-low spread represents a total annual volatility of 1.6262 NIO. From a start-to-finish perspective, comparing the January average rate of 21.4697 to the December average rate of 21.6192, the exchange rate registered a net change of 0.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 22.3575 was down 0.34% compared to the 2025 peak of 22.4333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 111,787 NIO

2025 Average 107,019 NIO

Yearly Trough Low 103,656 NIO

Transaction Impact: A difference of 8,131.03 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

22.1653

21.1328

JanuMarcMayJuly

NZD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.5809, compared to 21.4282 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1527 points.

H1 Avg (Jan–Jun) 21.5809

H2 Avg (Jul–Dec) 21.4282

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.2730 NIO (High: 22.3575 / Low: 21.0845). On the other end, August was the most stable month, with a tight range of 0.0698 NIO (High: 21.6480 / Low: 21.5783).

January Spread (Volatile) ±1.2730

August Spread (Stable) ±0.0698

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6133 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6133

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 21.4697) against the same month in 2025 (average: 20.7049), the exchange rate shifted by +0.7648 (+3.69%).

2026 Avg (January) 21.4697

2025 Avg (January) 20.7049

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.3575	21.0845	21.4697
February	22.2394	21.7925	22.0792
March	21.8858	21.0108	21.4660
April	21.7951	20.8740	21.4543
May	21.9029	21.6506	21.7976
June	21.9053	20.7313	21.2188
July	21.5194	20.8628	21.2372
August	21.6480	21.5783	21.6192