2014 NZD to PEN Historical Review

YEARLY HIGH

2.4629 PEN

YEARLY LOW

2.2479 PEN

YEARLY AVERAGE

2.3552 PEN

2014 NZD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 26, valuing the pair at 2.4629. Conversely, the yearly low was recorded on October 1, dropping to 2.2479.

This high-to-low spread represents a total annual volatility of 0.2150 PEN. From a start-to-finish perspective, comparing the January average rate of 2.3229 to the December average rate of 2.2993, the exchange rate registered a net change of -1.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.4629 was up 4.79% compared to the 2013 peak of 2.3504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 12,315 PEN

2013 Average 11,077 PEN

Yearly Trough Low 11,240 PEN

Transaction Impact: A difference of 1,074.90 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.4339

2.2700

JanuMarcMayJulySeptNove

NZD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3772, compared to 2.3332 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0440 points.

H1 Avg (Jan–Jun) 2.3772

H2 Avg (Jul–Dec) 2.3332

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1388 PEN (High: 2.3897 / Low: 2.2509). On the other end, August was the most stable month, with a tight range of 0.0340 PEN (High: 2.3889 / Low: 2.3549).

September Spread (Volatile) ±0.1388

August Spread (Stable) ±0.0340

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0475 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0475

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 2.4114) against the same month in 2013 (average: 2.1706), the exchange rate shifted by +0.2408 (+11.09%).

2014 Avg (June) 2.4114

2013 Avg (June) 2.1706

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3452	2.2829	2.3229
February	2.3565	2.2834	2.3314
March	2.4389	2.3465	2.3929
April	2.4339	2.3769	2.4040
May	2.4434	2.3494	2.4005
June	2.4629	2.3383	2.4114
July	2.4524	2.3675	2.4202
August	2.3889	2.3549	2.3737
September	2.3897	2.2509	2.3311
October	2.3156	2.2479	2.2837
November	2.3219	2.2576	2.2911
December	2.3412	2.2641	2.2993