2025 NZD to PEN Historical Review

YEARLY HIGH

2.2294 PEN

YEARLY LOW

1.8894 PEN

YEARLY AVERAGE

2.0765 PEN

2025 NZD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 2.2294. Conversely, the yearly low was recorded on November 20, dropping to 1.8894.

This high-to-low spread represents a total annual volatility of 0.3400 PEN. From a start-to-finish perspective, comparing the January average rate of 2.1095 to the December average rate of 1.9490, the exchange rate registered a net change of -7.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.2294 was down 7.02% compared to the 2024 peak of 2.3976, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 11,147 PEN

2024 Average 11,351 PEN

Yearly Trough Low 9,447 PEN

Transaction Impact: A difference of 1,700.17 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.2025

1.8820

JanuMarcMayJulySeptNove

NZD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1353, compared to 2.0178 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1176 points.

H1 Avg (Jan–Jun) 2.1353

H2 Avg (Jul–Dec) 2.0178

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1973 PEN (High: 2.2294 / Low: 2.0321). On the other end, January was the most stable month, with a tight range of 0.0351 PEN (High: 2.1275 / Low: 2.0924).

April Spread (Volatile) ±0.1973

January Spread (Stable) ±0.0351

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0885 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0885

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2.1597) against the same month in 2024 (average: 2.2121), the exchange rate shifted by -0.0523 (-2.37%).

2025 Avg (April) 2.1597

2024 Avg (April) 2.2121

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1275	2.0924	2.1095
February	2.1260	2.0599	2.1057
March	2.1302	2.0679	2.0901
April	2.2294	2.0321	2.1597
May	2.2118	2.1368	2.1758
June	2.2039	2.1419	2.1712
July	2.1673	2.1004	2.1328
August	2.1306	2.0379	2.0903
September	2.0903	2.0143	2.0570
October	2.0261	1.9334	1.9686
November	1.9314	1.8894	1.9088
December	1.9778	1.9268	1.9490