2020 NZD to PEN Historical Review

YEARLY HIGH

2.6116 PEN

YEARLY LOW

1.9859 PEN

YEARLY AVERAGE

2.2748 PEN

2020 NZD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.6116. Conversely, the yearly low was recorded on March 22, dropping to 1.9859.

This high-to-low spread represents a total annual volatility of 0.6257 PEN. From a start-to-finish perspective, comparing the January average rate of 2.1988 to the December average rate of 2.5552, the exchange rate registered a net change of 16.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.6116 was up 12.95% compared to the 2019 peak of 2.3123, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 13,058 PEN

2019 Average 10,994 PEN

Yearly Trough Low 9,930 PEN

Transaction Impact: A difference of 3,128.25 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.6064

1.9924

JanuMarcMayJulySeptNove

NZD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1396, compared to 2.4100 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2704 points.

H1 Avg (Jan–Jun) 2.1396

H2 Avg (Jul–Dec) 2.4100

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2244 PEN (High: 2.2103 / Low: 1.9859). On the other end, February was the most stable month, with a tight range of 0.0448 PEN (High: 2.1879 / Low: 2.1431).

March Spread (Volatile) ±0.2244

February Spread (Stable) ±0.0448

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0646 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0646

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.5552) against the same month in 2019 (average: 2.2124), the exchange rate shifted by +0.3428 (+15.49%).

2020 Avg (December) 2.5552

2019 Avg (December) 2.2124

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2453	2.1777	2.1988
February	2.1879	2.1431	2.1670
March	2.2103	1.9859	2.1082
April	2.0763	2.0025	2.0435
May	2.1308	2.0196	2.0798
June	2.2816	2.1518	2.2402
July	2.3590	2.2863	2.3166
August	2.4036	2.3231	2.3515
September	2.3968	2.3281	2.3703
October	2.4148	2.3538	2.3869
November	2.5347	2.3854	2.4792
December	2.6116	2.5252	2.5552