2021 NZD to PEN Historical Review

YEARLY HIGH

2.9342 PEN

YEARLY LOW

2.5280 PEN

YEARLY AVERAGE

2.7428 PEN

2021 NZD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 2.9342. Conversely, the yearly low was recorded on April 9, dropping to 2.5280.

This high-to-low spread represents a total annual volatility of 0.4062 PEN. From a start-to-finish perspective, comparing the January average rate of 2.6063 to the December average rate of 2.7439, the exchange rate registered a net change of 5.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.9342 was up 12.35% compared to the 2020 peak of 2.6116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 14,671 PEN

2020 Average 11,376 PEN

Yearly Trough Low 12,640 PEN

Transaction Impact: A difference of 2,030.99 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.9291

2.5770

JanuMarcMayJulySeptNove

NZD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6703, compared to 2.8152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1450 points.

H1 Avg (Jan–Jun) 2.6703

H2 Avg (Jul–Dec) 2.8152

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.2486 PEN (High: 2.7766 / Low: 2.5280). On the other end, December was the most stable month, with a tight range of 0.0665 PEN (High: 2.7770 / Low: 2.7105).

April Spread (Volatile) ±0.2486

December Spread (Stable) ±0.0665

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0725 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0725

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 2.8997) against the same month in 2020 (average: 2.3703), the exchange rate shifted by +0.5294 (+22.34%).

2021 Avg (September) 2.8997

2020 Avg (September) 2.3703

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6493	2.5719	2.6063
February	2.7146	2.6067	2.6416
March	2.6836	2.5933	2.6438
April	2.7766	2.5280	2.6285
May	2.8052	2.6276	2.7239
June	2.8201	2.7187	2.7776
July	2.7905	2.7026	2.7515
August	2.8811	2.7368	2.8449
September	2.9342	2.8372	2.8997
October	2.8758	2.7577	2.8350
November	2.8804	2.7483	2.8164
December	2.7770	2.7105	2.7439