2026 NZD to PEN Historical Review

YEARLY HIGH

2.0686 PEN

YEARLY LOW

1.9178 PEN

YEARLY AVERAGE

1.9930 PEN

2026 NZD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 2.0686. Conversely, the yearly low was recorded on June 24, dropping to 1.9178.

This high-to-low spread represents a total annual volatility of 0.1508 PEN. From a start-to-finish perspective, comparing the January average rate of 1.9604 to the December average rate of 1.9882, the exchange rate registered a net change of 1.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.0686 was down 7.21% compared to the 2025 peak of 2.2294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 10,343 PEN

2025 Average 10,382 PEN

Yearly Trough Low 9,589 PEN

Transaction Impact: A difference of 754.10 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.0402

1.9531

JanuMarcMayJuly

NZD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9987, compared to 1.9758 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0228 points.

H1 Avg (Jan–Jun) 1.9987

H2 Avg (Jul–Dec) 1.9758

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.1105 PEN (High: 2.0284 / Low: 1.9178). On the other end, August was the most stable month, with a tight range of 0.0063 PEN (High: 1.9919 / Low: 1.9856).

June Spread (Volatile) ±0.1105

August Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0657 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0657

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 2.0329) against the same month in 2025 (average: 2.1758), the exchange rate shifted by -0.1429 (-6.57%).

2026 Avg (May) 2.0329

2025 Avg (May) 2.1758

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0315	1.9280	1.9604
February	2.0328	1.9948	2.0161
March	2.0645	1.9817	2.0096
April	2.0650	1.9576	2.0058
May	2.0686	2.0096	2.0329
June	2.0284	1.9178	1.9672
July	1.9846	1.9338	1.9634
August	1.9919	1.9856	1.9882