2014 NZD to SCR Historical Review

YEARLY HIGH

11.2484 SCR

YEARLY LOW

9.8208 SCR

YEARLY AVERAGE

10.5404 SCR

2014 NZD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 11.2484. Conversely, the yearly low was recorded on February 3, dropping to 9.8208.

This high-to-low spread represents a total annual volatility of 1.4276 SCR. From a start-to-finish perspective, comparing the January average rate of 9.9795 to the December average rate of 10.8566, the exchange rate registered a net change of 8.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.2484 was up 1.90% compared to the 2013 peak of 11.0388, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 56,242 SCR

2013 Average 49,560 SCR

Yearly Trough Low 49,104 SCR

Transaction Impact: A difference of 7,138.06 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.2262

9.8662

JanuMarcMayJulySeptNove

NZD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3109, compared to 10.7698 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4589 points.

H1 Avg (Jan–Jun) 10.3109

H2 Avg (Jul–Dec) 10.7698

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.9370 SCR (High: 11.1397 / Low: 10.2027). On the other end, January was the most stable month, with a tight range of 0.2408 SCR (High: 10.0881 / Low: 9.8473).

October Spread (Volatile) ±0.9370

January Spread (Stable) ±0.2408

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2563 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.2563

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 11.1129) against the same month in 2013 (average: 9.9527), the exchange rate shifted by +1.1602 (+11.66%).

2014 Avg (November) 11.1129

2013 Avg (November) 9.9527

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0881	9.8473	9.9795
February	10.1764	9.8208	10.0528
March	10.5240	10.0961	10.3484
April	10.5758	10.1829	10.3999
May	10.7413	10.2173	10.4951
June	10.8441	10.2408	10.5897
July	10.8554	10.4635	10.6888
August	10.8577	10.3997	10.6072
September	10.8705	10.2664	10.6386
October	11.1397	10.2027	10.7148
November	11.2484	10.9655	11.1129
December	11.1449	10.4144	10.8566