YEARLY HIGH
15.2979 SCR
YEARLY LOW
7.5963 SCR
YEARLY AVERAGE
11.2102 SCR

2020 NZD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 15.2979. Conversely, the yearly low was recorded on March 16, dropping to 7.5963.

This high-to-low spread represents a total annual volatility of 7.7015 SCR. From a start-to-finish perspective, comparing the January average rate of 9.0339 to the December average rate of 15.0410, the exchange rate registered a net change of 66.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 15.2979 was up 60.74% compared to the 2019 peak of 9.5171, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 76,489 SCR
2019 Average 45,078 SCR
Yearly Trough Low 37,982 SCR
Transaction Impact: A difference of 38,507.68 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

15.7189
7.5840
JanuMarcMayJulySeptNove

NZD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6331, compared to 12.7872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1541 points.

H1 Avg (Jan–Jun) 9.6331
H2 Avg (Jul–Dec) 12.7872

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 2.6719 SCR (High: 10.7571 / Low: 8.0852). On the other end, September was the most stable month, with a tight range of 0.3831 SCR (High: 12.1391 / Low: 11.7559).

April Spread (Volatile) ±2.6719
September Spread (Stable) ±0.3831

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4718 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.4718

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 15.0410) against the same month in 2019 (average: 9.0429), the exchange rate shifted by +5.9980 (+66.33%).

2020 Avg (December) 15.0410
2019 Avg (December) 9.0429

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.2636 8.5368 9.0339
February 8.8944 8.3001 8.7337
March 8.7054 7.5963 8.2619
April 10.7571 8.0852 9.8475
May 11.0274 9.6477 10.5932
June 11.6113 10.9132 11.3287
July 11.9308 11.4029 11.6326
August 12.1978 11.6376 11.7999
September 12.1391 11.7559 11.9683
October 12.9161 11.8540 12.2769
November 14.6198 12.7535 14.0046
December 15.2979 14.7112 15.0410