YEARLY HIGH
8.9649 SCR
YEARLY LOW
7.5801 SCR
YEARLY AVERAGE
8.3251 SCR

2025 NZD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 8.9649. Conversely, the yearly low was recorded on November 20, dropping to 7.5801.

This high-to-low spread represents a total annual volatility of 1.3848 SCR. From a start-to-finish perspective, comparing the January average rate of 8.0917 to the December average rate of 8.3371, the exchange rate registered a net change of 3.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 8.9649 was down 2.17% compared to the 2024 peak of 9.1638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 44,825 SCR
2024 Average 41,350 SCR
Yearly Trough Low 37,901 SCR
Transaction Impact: A difference of 6,923.97 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

8.7558
7.7543
JanuMarcMayJulySeptNove

NZD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.3260, compared to 8.3242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 8.3260
H2 Avg (Jul–Dec) 8.3242

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 1.1057 SCR (High: 8.8902 / Low: 7.7844). On the other end, May was the most stable month, with a tight range of 0.2236 SCR (High: 8.5536 / Low: 8.3300).

December Spread (Volatile) ±1.1057
May Spread (Stable) ±0.2236

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3946 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3946

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 8.5588) against the same month in 2024 (average: 8.3733), the exchange rate shifted by +0.1855 (+2.22%).

2025 Avg (September) 8.5588
2024 Avg (September) 8.3733

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.5633 7.9104 8.0917
February 8.5176 8.0499 8.2011
March 8.3906 8.0499 8.2075
April 8.5949 7.9188 8.3481
May 8.5536 8.3300 8.4355
June 8.8870 8.4730 8.6723
July 8.8285 8.3271 8.5472
August 8.8352 8.2259 8.5002
September 8.9649 8.2030 8.5588
October 8.6942 7.7812 8.1642
November 8.5402 7.5801 7.8377
December 8.8902 7.7844 8.3371