2015 NZD to SCR Historical Review

YEARLY HIGH

11.1263 SCR

YEARLY LOW

8.0460 SCR

YEARLY AVERAGE

9.3395 SCR

2015 NZD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 11.1263. Conversely, the yearly low was recorded on September 28, dropping to 8.0460.

This high-to-low spread represents a total annual volatility of 3.0803 SCR. From a start-to-finish perspective, comparing the January average rate of 10.6279 to the December average rate of 8.6354, the exchange rate registered a net change of -18.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 11.1263 was down 1.09% compared to the 2014 peak of 11.2484, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 55,631 SCR

2014 Average 52,714 SCR

Yearly Trough Low 40,230 SCR

Transaction Impact: A difference of 15,401.50 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

10.8639

8.0318

JanuMarcMayJulySeptNove

NZD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.1254, compared to 8.5537 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5717 points.

H1 Avg (Jan–Jun) 10.1254

H2 Avg (Jul–Dec) 8.5537

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.1435 SCR (High: 11.1263 / Low: 9.9828). On the other end, July was the most stable month, with a tight range of 0.3419 SCR (High: 8.8639 / Low: 8.5220).

January Spread (Volatile) ±1.1435

July Spread (Stable) ±0.3419

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.6753 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.6753

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 10.6279) against the same month in 2014 (average: 9.9795), the exchange rate shifted by +0.6484 (+6.50%).

2015 Avg (January) 10.6279

2014 Avg (January) 9.9795

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.1263	9.9828	10.6279
February	10.6224	9.9557	10.4467
March	10.6141	9.9147	10.2392
April	10.5477	9.9834	10.2989
May	10.2813	9.5023	9.9075
June	9.6079	8.8755	9.2321
July	8.8639	8.5220	8.7113
August	8.8217	8.1287	8.5759
September	8.5380	8.0460	8.2678
October	8.9762	8.4109	8.7098
November	8.8084	8.1990	8.4217
December	9.0045	8.1279	8.6354