YEARLY HIGH
10.1731 SCR
YEARLY LOW
7.3085 SCR
YEARLY AVERAGE
8.6368 SCR

2022 NZD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 10.1731. Conversely, the yearly low was recorded on October 1, dropping to 7.3085.

This high-to-low spread represents a total annual volatility of 2.8645 SCR. From a start-to-finish perspective, comparing the January average rate of 9.2854 to the December average rate of 8.4946, the exchange rate registered a net change of -8.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 10.1731 was down 35.54% compared to the 2021 peak of 15.7822, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 50,865 SCR
2021 Average 57,190 SCR
Yearly Trough Low 36,543 SCR
Transaction Impact: A difference of 14,322.65 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

10.1374
7.3647
JanuMarcMayJulySeptNove

NZD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.1506, compared to 8.1229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0277 points.

H1 Avg (Jan–Jun) 9.1506
H2 Avg (Jul–Dec) 8.1229

Volatility Range Comparison

Volatility

The most volatile month in 2022 was January, with a trading range of 1.5180 SCR (High: 10.1731 / Low: 8.6551). On the other end, March was the most stable month, with a tight range of 0.3275 SCR (High: 10.0551 / Low: 9.7276).

January Spread (Volatile) ±1.5180
March Spread (Stable) ±0.3275

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.1718 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.1718

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 9.2854) against the same month in 2021 (average: 15.2541), the exchange rate shifted by -5.9687 (-39.13%).

2022 Avg (January) 9.2854
2021 Avg (January) 15.2541

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.1731 8.6551 9.2854
February 9.7433 8.6399 9.1460
March 10.0551 9.7276 9.9063
April 10.0130 8.5596 9.6064
May 9.1559 8.2564 8.4346
June 9.3314 7.9969 8.5248
July 8.9308 7.8286 8.2295
August 8.6786 7.8986 8.2999
September 8.7642 7.3085 7.9717
October 7.9806 7.3085 7.5958
November 8.4971 7.4375 8.1463
December 8.9714 8.1711 8.4946