2014 PEN to BIF Historical Review

YEARLY HIGH

561.8438 BIF

YEARLY LOW

521.2337 BIF

YEARLY AVERAGE

547.0477 BIF

2014 PEN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 561.8438. Conversely, the yearly low was recorded on December 30, dropping to 521.2337.

This high-to-low spread represents a total annual volatility of 40.6101 BIF. From a start-to-finish perspective, comparing the January average rate of 551.2837 to the December average rate of 528.2744, the exchange rate registered a net change of -4.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 561.8438 was down 8.35% compared to the 2013 peak of 613.0355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,809,219 BIF

2013 Average 2,870,805 BIF

Yearly Trough Low 2,606,168 BIF

Transaction Impact: A difference of 203,050.55 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

558.7178

525.5068

JanuMarcMayJulySeptNove

PEN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 553.0681, compared to 541.0273 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 12.0407 points.

H1 Avg (Jan–Jun) 553.0681

H2 Avg (Jul–Dec) 541.0273

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 15.1887 BIF (High: 556.2736 / Low: 541.0850). On the other end, March was the most stable month, with a tight range of 5.2396 BIF (High: 556.2544 / Low: 551.0148).

August Spread (Volatile) ±15.1887

March Spread (Stable) ±5.2396

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 10.1494 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -10.1494

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 554.4894) against the same month in 2013 (average: 594.5106), the exchange rate shifted by -40.0212 (-6.73%).

2014 Avg (May) 554.4894

2013 Avg (May) 594.5106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	554.5368	548.5754	551.2837
February	555.4596	546.9426	551.1746
March	556.2544	551.0148	553.1151
April	559.0791	549.9791	554.7744
May	561.8438	549.7009	554.4894
June	561.4315	549.4475	553.5713
July	560.1663	551.0381	555.9502
August	556.2736	541.0850	550.6564
September	544.6667	534.9456	540.5069
October	541.0744	527.2075	536.6528
November	537.4716	530.5255	534.1234
December	535.2213	521.2337	528.2744