2019 PEN to BIF Historical Review

YEARLY HIGH

568.6275 BIF

YEARLY LOW

530.9243 BIF

YEARLY AVERAGE

552.0633 BIF

2019 PEN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 568.6275. Conversely, the yearly low was recorded on January 1, dropping to 530.9243.

This high-to-low spread represents a total annual volatility of 37.7031 BIF. From a start-to-finish perspective, comparing the January average rate of 539.9612 to the December average rate of 560.1157, the exchange rate registered a net change of 3.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 568.6275 was up 2.87% compared to the 2018 peak of 552.7479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,843,137 BIF

2018 Average 2,705,109 BIF

Yearly Trough Low 2,654,622 BIF

Transaction Impact: A difference of 188,515.60 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

562.1311

537.9457

JanuMarcMayJulySeptNove

PEN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 549.5351, compared to 554.5915 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.0564 points.

H1 Avg (Jan–Jun) 549.5351

H2 Avg (Jul–Dec) 554.5915

Volatility Range Comparison

Volatility

The most volatile month in 2019 was September, with a trading range of 18.7445 BIF (High: 560.3734 / Low: 541.6289). On the other end, July was the most stable month, with a tight range of 5.5432 BIF (High: 563.7587 / Low: 558.2155).

September Spread (Volatile) ±18.7445

July Spread (Stable) ±5.5432

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 13.8663 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -13.8663

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 560.1157) against the same month in 2018 (average: 537.2411), the exchange rate shifted by +22.8745 (+4.26%).

2019 Avg (December) 560.1157

2018 Avg (December) 537.2411

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	548.1102	530.9243	539.9612
February	552.2456	539.2339	546.0553
March	556.0177	546.4308	550.6890
April	556.8758	548.7668	554.6037
May	554.1456	548.1786	551.6611
June	560.6682	545.7619	554.2401
July	563.7587	558.2155	559.9941
August	556.3640	542.9817	546.1278
September	560.3734	541.6289	552.0881
October	560.4313	543.6674	553.4138
November	561.7950	549.7575	555.8092
December	568.6275	551.9240	560.1157