2026 PEN to BIF Historical Review

YEARLY HIGH

889.5278 BIF

YEARLY LOW

822.6013 BIF

YEARLY AVERAGE

873.9780 BIF

2026 PEN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 889.5278. Conversely, the yearly low was recorded on March 9, dropping to 822.6013.

This high-to-low spread represents a total annual volatility of 66.9265 BIF. From a start-to-finish perspective, comparing the January average rate of 881.5036 to the December average rate of 880.9070, the exchange rate registered a net change of -0.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 889.5278 was up 0.51% compared to the 2025 peak of 884.9917, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,447,639 BIF

2025 Average 4,149,705 BIF

Yearly Trough Low 4,113,006 BIF

Transaction Impact: A difference of 334,632.50 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

884.8199

858.4396

JanuMarcMayJuly

PEN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 872.3681, compared to 878.8079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.4398 points.

H1 Avg (Jan–Jun) 872.3681

H2 Avg (Jul–Dec) 878.8079

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 61.5544 BIF (High: 884.1557 / Low: 822.6013). On the other end, February was the most stable month, with a tight range of 6.6555 BIF (High: 886.4106 / Low: 879.7552).

March Spread (Volatile) ±61.5544

February Spread (Stable) ±6.6555

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 21.9836 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -21.9836

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 881.5036) against the same month in 2025 (average: 786.7721), the exchange rate shifted by +94.7315 (+12.04%).

2026 Avg (January) 881.5036

2025 Avg (January) 786.7721

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	889.5278	878.7728	881.5036
February	886.4106	879.7552	882.6215
March	884.1557	822.6013	860.6379
April	880.7268	846.7613	864.6320
May	874.8256	848.4676	869.6627
June	882.6972	860.6591	875.1507
July	885.3879	870.9993	876.7088
August	887.8784	875.6325	880.9070