YEARLY HIGH
569.1899 BIF
YEARLY LOW
529.3456 BIF
YEARLY AVERAGE
548.0747 BIF

2020 PEN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 569.1899. Conversely, the yearly low was recorded on March 18, dropping to 529.3456.

This high-to-low spread represents a total annual volatility of 39.8443 BIF. From a start-to-finish perspective, comparing the January average rate of 566.7493 to the December average rate of 539.4793, the exchange rate registered a net change of -4.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 569.1899 was up 0.10% compared to the 2019 peak of 568.6275, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,845,950 BIF
2019 Average 2,760,447 BIF
Yearly Trough Low 2,646,728 BIF
Transaction Impact: A difference of 199,221.67 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

569.6753
534.5633
JanuMarcMayJulySeptNove

PEN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 554.9411, compared to 541.2082 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 13.7329 points.

H1 Avg (Jan–Jun) 554.9411
H2 Avg (Jul–Dec) 541.2082

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 26.5386 BIF (High: 555.8841 / Low: 529.3456). On the other end, December was the most stable month, with a tight range of 6.7136 BIF (High: 543.1720 / Low: 536.4584).

March Spread (Volatile) ±26.5386
December Spread (Stable) ±6.7136

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 14.4352 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -14.4352

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 566.7493) against the same month in 2019 (average: 539.9612), the exchange rate shifted by +26.7882 (+4.96%).

2020 Avg (January) 566.7493
2019 Avg (January) 539.9612

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 569.1899 558.6411 566.7493
February 561.0673 547.1125 556.8304
March 555.8841 529.3456 542.3952
April 564.3953 546.1824 557.5849
May 564.5281 551.7960 557.1368
June 558.5483 541.3223 548.9500
July 550.6486 542.3055 547.1746
August 547.2873 538.0036 541.7144
September 547.9345 536.6633 543.2664
October 540.8805 533.5357 538.1255
November 542.0901 530.2224 537.4893
December 543.1720 536.4584 539.4793