YEARLY HIGH
528.0431 BIF
YEARLY LOW
452.3641 BIF
YEARLY AVERAGE
492.7316 BIF

2015 PEN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 528.0431. Conversely, the yearly low was recorded on December 28, dropping to 452.3641.

This high-to-low spread represents a total annual volatility of 75.6789 BIF. From a start-to-finish perspective, comparing the January average rate of 521.5125 to the December average rate of 460.3714, the exchange rate registered a net change of -11.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 528.0431 was down 6.02% compared to the 2014 peak of 561.8438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,640,215 BIF
2014 Average 2,735,140 BIF
Yearly Trough Low 2,261,821 BIF
Transaction Impact: A difference of 378,394.68 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

527.6266
454.2573
JanuMarcMayJulySeptNove

PEN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 505.7478, compared to 479.7154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 26.0324 points.

H1 Avg (Jan–Jun) 505.7478
H2 Avg (Jul–Dec) 479.7154

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 27.8190 BIF (High: 515.8830 / Low: 488.0640). On the other end, March was the most stable month, with a tight range of 7.3394 BIF (High: 510.8055 / Low: 503.4661).

July Spread (Volatile) ±27.8190
March Spread (Stable) ±7.3394

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 25.7518 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -25.7518

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 521.5125) against the same month in 2014 (average: 551.2837), the exchange rate shifted by -29.7712 (-5.40%).

2015 Avg (January) 521.5125
2014 Avg (January) 551.2837

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 528.0431 509.6628 521.5125
February 514.9190 503.7685 509.6061
March 510.8055 503.4661 507.3494
April 507.0115 496.8612 502.2980
May 503.7584 493.3355 498.4222
June 502.9740 491.2891 495.2987
July 515.8830 488.0640 506.2995
August 488.0599 472.0799 480.5478
September 490.3960 476.0022 483.8244
October 483.6844 475.7505 480.3154
November 476.6810 459.7803 466.9340
December 469.2433 452.3641 460.3714