YEARLY HIGH
389.7262 IQD
YEARLY LOW
346.4044 IQD
YEARLY AVERAGE
367.4800 IQD

2025 PEN to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 389.7262. Conversely, the yearly low was recorded on January 14, dropping to 346.4044.

This high-to-low spread represents a total annual volatility of 43.3218 IQD. From a start-to-finish perspective, comparing the January average rate of 349.4884 to the December average rate of 389.0192, the exchange rate registered a net change of 11.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 389.7262 was up 9.21% compared to the 2024 peak of 356.8710, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,948,631 IQD
2024 Average 1,745,324 IQD
Yearly Trough Low 1,732,022 IQD
Transaction Impact: A difference of 216,608.86 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

392.9723
345.5354
JanuMarcMayJulySeptNove

PEN to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 356.1346, compared to 378.8254 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 22.6908 points.

H1 Avg (Jan–Jun) 356.1346
H2 Avg (Jul–Dec) 378.8254

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 14.3572 IQD (High: 373.6161 / Low: 359.2589). On the other end, November was the most stable month, with a tight range of 2.6080 IQD (High: 389.2922 / Low: 386.6842).

August Spread (Volatile) ±14.3572
November Spread (Stable) ±2.6080

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 4.4930 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -4.4930

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 389.0192) against the same month in 2024 (average: 350.9318), the exchange rate shifted by +38.0875 (+10.85%).

2025 Avg (December) 389.0192
2024 Avg (December) 350.9318

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 352.7564 346.4044 349.4884
February 357.7206 351.2146 353.7681
March 361.5040 351.6779 358.3979
April 357.1770 349.7964 353.9049
May 359.7931 354.9938 357.6564
June 369.6113 359.5794 363.5918
July 369.8601 364.0912 368.4642
August 373.6161 359.2589 369.5302
September 377.0254 370.3119 374.3310
October 388.1266 376.7034 383.3221
November 389.2922 386.6842 388.2855
December 389.7262 383.7662 389.0192