YEARLY HIGH
129.1128 KMF
YEARLY LOW
114.7903 KMF
YEARLY AVERAGE
122.5122 KMF

2025 PEN to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 129.1128. Conversely, the yearly low was recorded on April 20, dropping to 114.7903.

This high-to-low spread represents a total annual volatility of 14.3226 KMF. From a start-to-finish perspective, comparing the January average rate of 126.9509 to the December average rate of 124.8682, the exchange rate registered a net change of -1.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 129.1128 was up 1.46% compared to the 2024 peak of 127.2530, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 645,564 KMF
2024 Average 606,523 KMF
Yearly Trough Low 573,951 KMF
Transaction Impact: A difference of 71,612.91 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

128.5837
117.7126
JanuMarcMayJulySeptNove

PEN to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 122.8857, compared to 122.1387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7471 points.

H1 Avg (Jan–Jun) 122.8857
H2 Avg (Jul–Dec) 122.1387

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 9.5455 KMF (High: 124.3358 / Low: 114.7903). On the other end, September was the most stable month, with a tight range of 1.2570 KMF (High: 120.5646 / Low: 119.3076).

April Spread (Volatile) ±9.5455
September Spread (Stable) ±1.2570

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 4.9023 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -4.9023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 127.6778) against the same month in 2024 (average: 119.1153), the exchange rate shifted by +8.5625 (+7.19%).

2025 Avg (February) 127.6778
2024 Avg (February) 119.1153

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 128.4585 125.6238 126.9509
February 129.1128 126.5213 127.6778
March 128.7250 123.2605 125.1404
April 124.3358 114.7903 120.2381
May 120.2638 117.6027 118.6185
June 119.3198 117.7606 118.6887
July 121.2195 117.4293 118.6558
August 121.6652 118.1180 119.4354
September 120.5646 119.3076 120.0015
October 125.9238 120.9026 123.7987
November 127.3101 124.6529 126.0723
December 126.1641 123.0506 124.8682