2014 PEN to LRD Historical Review

YEARLY HIGH

33.1993 LRD

YEARLY LOW

28.4198 LRD

YEARLY AVERAGE

31.0855 LRD

2014 PEN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 33.1993. Conversely, the yearly low was recorded on March 20, dropping to 28.4198.

This high-to-low spread represents a total annual volatility of 4.7795 LRD. From a start-to-finish perspective, comparing the January average rate of 29.8008 to the December average rate of 30.8848, the exchange rate registered a net change of 3.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 33.1993 was up 13.28% compared to the 2013 peak of 29.3069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 165,997 LRD

2013 Average 141,876 LRD

Yearly Trough Low 142,099 LRD

Transaction Impact: A difference of 23,897.53 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

33.2478

29.0181

JanuMarcMayJulySeptNove

PEN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.3318, compared to 31.8393 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5076 points.

H1 Avg (Jan–Jun) 30.3318

H2 Avg (Jul–Dec) 31.8393

Volatility Range Comparison

Volatility

The most volatile month in 2014 was June, with a trading range of 2.4534 LRD (High: 32.3383 / Low: 29.8849). On the other end, February was the most stable month, with a tight range of 0.2688 LRD (High: 30.5173 / Low: 30.2486).

June Spread (Volatile) ±2.4534

February Spread (Stable) ±0.2688

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0122 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 32.8953) against the same month in 2013 (average: 27.0438), the exchange rate shifted by +5.8516 (+21.64%).

2014 Avg (July) 32.8953

2013 Avg (July) 27.0438

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.5300	28.7872	29.8008
February	30.5173	30.2486	30.3828
March	30.5759	28.4198	29.3706
April	30.9147	30.3927	30.5658
May	31.0336	29.0513	30.3742
June	32.3383	29.8849	31.4964
July	33.1993	32.3647	32.8953
August	33.0828	32.1146	32.5594
September	32.1064	31.5888	31.9254
October	31.6839	31.2889	31.4882
November	31.4549	31.1589	31.2827
December	31.2799	30.5965	30.8848