2020 PEN to LRD Historical Review

YEARLY HIGH

59.0154 LRD

YEARLY LOW

43.1164 LRD

YEARLY AVERAGE

54.9489 LRD

2020 PEN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 3, valuing the pair at 59.0154. Conversely, the yearly low was recorded on November 16, dropping to 43.1164.

This high-to-low spread represents a total annual volatility of 15.8990 LRD. From a start-to-finish perspective, comparing the January average rate of 57.5717 to the December average rate of 44.7882, the exchange rate registered a net change of -22.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 59.0154 was down 6.99% compared to the 2019 peak of 63.4494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 295,077 LRD

2019 Average 279,195 LRD

Yearly Trough Low 215,582 LRD

Transaction Impact: A difference of 79,495.20 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

59.5968

43.4419

JanuMarcMayJulySeptNove

PEN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 57.6469, compared to 52.2509 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.3960 points.

H1 Avg (Jan–Jun) 57.6469

H2 Avg (Jul–Dec) 52.2509

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 7.4990 LRD (High: 50.6154 / Low: 43.1164). On the other end, July was the most stable month, with a tight range of 0.7689 LRD (High: 57.0177 / Low: 56.2488).

November Spread (Volatile) ±7.4990

July Spread (Stable) ±0.7689

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 7.9948 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -7.9948

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 58.0852) against the same month in 2019 (average: 53.9659), the exchange rate shifted by +4.1193 (+7.63%).

2020 Avg (May) 58.0852

2019 Avg (May) 53.9659

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.5138	56.2770	57.5717
February	58.2163	57.2225	57.9706
March	58.4590	55.4234	56.7077
April	58.7793	57.2337	58.2505
May	59.0154	57.5349	58.0852
June	58.4374	56.3504	57.2958
July	57.0177	56.2488	56.6755
August	56.5732	55.5803	55.9847
September	56.4965	55.2565	56.0038
October	55.4538	50.6154	54.0241
November	50.6154	43.1164	46.0293
December	45.3742	43.7178	44.7882