YEARLY HIGH
5.4690 MDL
YEARLY LOW
4.6018 MDL
YEARLY AVERAGE
4.9399 MDL

2020 PEN to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 5.4690. Conversely, the yearly low was recorded on August 17, dropping to 4.6018.

This high-to-low spread represents a total annual volatility of 0.8672 MDL. From a start-to-finish perspective, comparing the January average rate of 5.2245 to the December average rate of 4.7750, the exchange rate registered a net change of -8.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.4690 was down 0.57% compared to the 2019 peak of 5.5005, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 27,345 MDL
2019 Average 26,264 MDL
Yearly Trough Low 23,009 MDL
Transaction Impact: A difference of 4,336.20 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.3988
4.5779
JanuMarcMayJulySeptNove

PEN to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1524, compared to 4.7275 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4249 points.

H1 Avg (Jan–Jun) 5.1524
H2 Avg (Jul–Dec) 4.7275

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3862 MDL (High: 5.3242 / Low: 4.9380). On the other end, September was the most stable month, with a tight range of 0.0700 MDL (High: 4.7058 / Low: 4.6358).

March Spread (Volatile) ±0.3862
September Spread (Stable) ±0.0700

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2399 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2399

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 5.3304) against the same month in 2019 (average: 5.3432), the exchange rate shifted by -0.0128 (-0.24%).

2020 Avg (April) 5.3304
2019 Avg (April) 5.3432

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.3248 5.1151 5.2245
February 5.2481 5.0821 5.1777
March 5.3242 4.9380 5.0642
April 5.4690 5.1733 5.3304
May 5.3127 5.0859 5.1787
June 5.1048 4.8094 4.9388
July 4.8893 4.6840 4.8199
August 4.7165 4.6018 4.6463
September 4.7058 4.6358 4.6755
October 4.7334 4.6323 4.7033
November 4.7871 4.6438 4.7447
December 4.8168 4.7363 4.7750