YEARLY HIGH
4.9730 MDL
YEARLY LOW
4.2312 MDL
YEARLY AVERAGE
4.5563 MDL

2021 PEN to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 4.9730. Conversely, the yearly low was recorded on October 6, dropping to 4.2312.

This high-to-low spread represents a total annual volatility of 0.7418 MDL. From a start-to-finish perspective, comparing the January average rate of 4.7550 to the December average rate of 4.3855, the exchange rate registered a net change of -7.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.9730 was down 9.07% compared to the 2020 peak of 5.4690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 24,865 MDL
2020 Average 24,694 MDL
Yearly Trough Low 21,156 MDL
Transaction Impact: A difference of 3,708.80 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.9070
4.2258
JanuMarcMayJulySeptNove

PEN to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7317, compared to 4.3809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3508 points.

H1 Avg (Jan–Jun) 4.7317
H2 Avg (Jul–Dec) 4.3809

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.3347 MDL (High: 4.9730 / Low: 4.6383). On the other end, February was the most stable month, with a tight range of 0.0743 MDL (High: 4.8041 / Low: 4.7298).

April Spread (Volatile) ±0.3347
February Spread (Stable) ±0.0743

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2351 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 4.8502) against the same month in 2020 (average: 5.3304), the exchange rate shifted by -0.4802 (-9.01%).

2021 Avg (April) 4.8502
2020 Avg (April) 5.3304

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8155 4.7161 4.7550
February 4.8041 4.7298 4.7764
March 4.8084 4.7297 4.7746
April 4.9730 4.6383 4.8502
May 4.8358 4.5727 4.6939
June 4.5986 4.4949 4.5404
July 4.6656 4.5245 4.5691
August 4.5523 4.2832 4.3341
September 4.3197 4.2435 4.2826
October 4.4153 4.2312 4.3329
November 4.4198 4.3437 4.3812
December 4.4687 4.3087 4.3855