2012 PEN to MGA Historical Review

YEARLY HIGH

887.0999 MGA

YEARLY LOW

775.7225 MGA

YEARLY AVERAGE

830.4680 MGA

2012 PEN to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 887.0999. Conversely, the yearly low was recorded on May 28, dropping to 775.7225.

This high-to-low spread represents a total annual volatility of 111.3774 MGA. From a start-to-finish perspective, comparing the January average rate of 824.4542 to the December average rate of 879.9655, the exchange rate registered a net change of 6.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 887.0999 was up 7.13% compared to the 2011 peak of 828.0670, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,435,500 MGA

2011 Average 3,669,995 MGA

Yearly Trough Low 3,878,613 MGA

Transaction Impact: A difference of 556,886.90 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

889.7601

772.2247

JanuMarcMayJulySeptNove

PEN to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 801.5034, compared to 859.4325 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 57.9291 points.

H1 Avg (Jan–Jun) 801.5034

H2 Avg (Jul–Dec) 859.4325

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 51.3792 MGA (High: 870.9069 / Low: 819.5276). On the other end, August was the most stable month, with a tight range of 9.7228 MGA (High: 864.4430 / Low: 854.7202).

July Spread (Volatile) ±51.3792

August Spread (Stable) ±9.7228

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 15.3969 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -15.3969

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 879.9655) against the same month in 2011 (average: 793.4629), the exchange rate shifted by +86.5026 (+10.90%).

2012 Avg (December) 879.9655

2011 Avg (December) 793.4629

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	837.1097	809.6942	824.4542
February	816.0371	798.7680	809.0574
March	810.7168	787.9460	801.8840
April	797.2793	783.6642	791.2383
May	794.1673	775.7225	782.0193
June	819.4494	781.1917	800.3673
July	870.9069	819.5276	854.4110
August	864.4430	854.7202	859.7603
September	860.8585	842.5857	852.0958
October	855.9838	840.3901	848.3837
November	873.7287	850.9851	861.9789
December	887.0999	869.3327	879.9655