2020 PEN to MGA Historical Review

YEARLY HIGH

1130.6291 MGA

YEARLY LOW

1030.6114 MGA

YEARLY AVERAGE

1090.5347 MGA

2020 PEN to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on April 29, valuing the pair at 1130.6291. Conversely, the yearly low was recorded on December 2, dropping to 1030.6114.

This high-to-low spread represents a total annual volatility of 100.0177 MGA. From a start-to-finish perspective, comparing the January average rate of 1106.8911 to the December average rate of 1060.4229, the exchange rate registered a net change of -4.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1130.6291 was down 0.03% compared to the 2019 peak of 1130.9516, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,653,145 MGA

2019 Average 5,444,638 MGA

Yearly Trough Low 5,153,057 MGA

Transaction Impact: A difference of 500,088.56 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1120.4485

1054.9660

JanuMarcMayJulySeptNove

PEN to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1098.7835, compared to 1082.2858 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 16.4977 points.

H1 Avg (Jan–Jun) 1098.7835

H2 Avg (Jul–Dec) 1082.2858

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 67.6735 MGA (High: 1103.1174 / Low: 1035.4439). On the other end, September was the most stable month, with a tight range of 18.1994 MGA (High: 1095.5746 / Low: 1077.3751).

March Spread (Volatile) ±67.6735

September Spread (Stable) ±18.1994

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 26.5470 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -26.5470

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1109.7538) against the same month in 2019 (average: 1093.6790), the exchange rate shifted by +16.0748 (+1.47%).

2020 Avg (April) 1109.7538

2019 Avg (April) 1093.6790

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1121.3880	1070.9010	1106.8911
February	1102.3563	1070.9010	1092.4388
March	1103.1174	1035.4439	1067.4478
April	1130.6291	1084.4419	1109.7538
May	1125.7964	1105.6420	1114.9916
June	1117.0650	1090.3926	1101.1779
July	1104.2172	1076.4439	1093.1596
August	1090.7032	1067.0234	1077.8162
September	1095.5746	1077.3751	1085.8828
October	1097.6812	1076.4560	1089.4636
November	1103.4004	1049.8585	1086.9699
December	1082.8466	1030.6114	1060.4229