2021 PEN to MGA Historical Review

YEARLY HIGH

1080.6813 MGA

YEARLY LOW

935.6297 MGA

YEARLY AVERAGE

994.3621 MGA

2021 PEN to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1080.6813. Conversely, the yearly low was recorded on August 24, dropping to 935.6297.

This high-to-low spread represents a total annual volatility of 145.0517 MGA. From a start-to-finish perspective, comparing the January average rate of 1049.7765 to the December average rate of 981.1452, the exchange rate registered a net change of -6.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1080.6813 was down 4.42% compared to the 2020 peak of 1130.6291, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,403,407 MGA

2020 Average 5,452,326 MGA

Yearly Trough Low 4,678,148 MGA

Transaction Impact: A difference of 725,258.40 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1059.3517

944.4491

JanuMarcMayJulySeptNove

PEN to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1015.1453, compared to 973.5789 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 41.5664 points.

H1 Avg (Jan–Jun) 1015.1453

H2 Avg (Jul–Dec) 973.5789

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 71.0558 MGA (High: 1059.4230 / Low: 988.3673). On the other end, September was the most stable month, with a tight range of 12.6433 MGA (High: 962.1931 / Low: 949.5498).

April Spread (Volatile) ±71.0558

September Spread (Stable) ±12.6433

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 31.7144 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -31.7144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1049.7765) against the same month in 2020 (average: 1106.8911), the exchange rate shifted by -57.1146 (-5.16%).

2021 Avg (January) 1049.7765

2020 Avg (January) 1106.8911

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1080.6813	1035.0374	1049.7765
February	1041.4653	1018.6711	1032.0302
March	1028.9080	1009.5903	1017.9712
April	1059.4230	988.3673	1027.2343
May	1028.3920	972.7157	997.7871
June	989.6690	947.2259	966.0726
July	1010.2931	949.7531	975.0350
August	972.3244	935.6297	954.0243
September	962.1931	949.5498	956.4116
October	1013.8977	954.4521	984.8860
November	997.1777	980.4861	989.9713
December	1001.8531	965.5119	981.1452