2025 PEN to MGA Historical Review

YEARLY HIGH

1364.6186 MGA

YEARLY LOW

1207.7882 MGA

YEARLY AVERAGE

1271.3555 MGA

2025 PEN to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1364.6186. Conversely, the yearly low was recorded on April 29, dropping to 1207.7882.

This high-to-low spread represents a total annual volatility of 156.8304 MGA. From a start-to-finish perspective, comparing the January average rate of 1254.9900 to the December average rate of 1340.4861, the exchange rate registered a net change of 6.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1364.6186 was up 7.63% compared to the 2024 peak of 1267.8592, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 6,823,093 MGA

2024 Average 6,044,054 MGA

Yearly Trough Low 6,038,941 MGA

Transaction Impact: A difference of 784,152.01 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1351.9875

1213.9704

JanuMarcMayJulySeptNove

PEN to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1251.4084, compared to 1291.3026 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 39.8941 points.

H1 Avg (Jan–Jun) 1251.4084

H2 Avg (Jul–Dec) 1291.3026

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 65.2303 MGA (High: 1273.0185 / Low: 1207.7882). On the other end, November was the most stable month, with a tight range of 11.1976 MGA (High: 1337.0103 / Low: 1325.8128).

April Spread (Volatile) ±65.2303

November Spread (Stable) ±11.1976

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 45.0461 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -45.0461

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1340.4861) against the same month in 2024 (average: 1259.4064), the exchange rate shifted by +81.0797 (+6.44%).

2025 Avg (December) 1340.4861

2024 Avg (December) 1259.4064

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1265.7445	1232.1198	1254.9900
February	1289.3577	1248.2564	1271.6133
March	1290.2289	1268.4564	1279.4235
April	1273.0185	1207.7882	1234.3774
May	1254.7176	1210.0158	1225.4718
June	1257.3767	1227.1310	1242.5745
July	1269.3657	1234.9819	1245.1245
August	1263.4641	1231.2550	1249.5185
September	1285.1323	1248.5199	1269.0869
October	1338.4547	1277.1328	1311.1043
November	1337.0103	1325.8128	1332.4952
December	1364.6186	1302.4779	1340.4861