2012 PEN to SBD Historical Review

YEARLY HIGH

2.8248 SBD

YEARLY LOW

2.5942 SBD

YEARLY AVERAGE

2.7034 SBD

2012 PEN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.8248. Conversely, the yearly low was recorded on June 4, dropping to 2.5942.

This high-to-low spread represents a total annual volatility of 0.2306 SBD. From a start-to-finish perspective, comparing the January average rate of 2.7248 to the December average rate of 2.7648, the exchange rate registered a net change of 1.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.8248 was down 0.79% compared to the 2011 peak of 2.8472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 14,124 SBD

2011 Average 13,816 SBD

Yearly Trough Low 12,971 SBD

Transaction Impact: A difference of 1,152.96 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.7791

2.6075

JanuMarcMayJulySeptNove

PEN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6743, compared to 2.7325 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0582 points.

H1 Avg (Jan–Jun) 2.6743

H2 Avg (Jul–Dec) 2.7325

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1935 SBD (High: 2.8248 / Low: 2.6312). On the other end, March was the most stable month, with a tight range of 0.0292 SBD (High: 2.6885 / Low: 2.6592).

January Spread (Volatile) ±0.1935

March Spread (Stable) ±0.0292

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0979 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0979

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 2.7248) against the same month in 2011 (average: 2.7973), the exchange rate shifted by -0.0725 (-2.59%).

2012 Avg (January) 2.7248

2011 Avg (January) 2.7973

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8248	2.6312	2.7248
February	2.6509	2.6108	2.6269
March	2.6885	2.6592	2.6726
April	2.6940	2.6520	2.6830
May	2.7424	2.6921	2.7166
June	2.6576	2.5942	2.6218
July	2.8043	2.6242	2.7217
August	2.7141	2.6812	2.7001
September	2.7559	2.7025	2.7233
October	2.7886	2.7280	2.7511
November	2.7760	2.7104	2.7340
December	2.7916	2.7424	2.7648