2026 PEN to SBD Historical Review

YEARLY HIGH

2.4403 SBD

YEARLY LOW

2.2872 SBD

YEARLY AVERAGE

2.3717 SBD

2026 PEN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 2.4403. Conversely, the yearly low was recorded on April 30, dropping to 2.2872.

This high-to-low spread represents a total annual volatility of 0.1530 SBD. From a start-to-finish perspective, comparing the January average rate of 2.4184 to the December average rate of 2.3917, the exchange rate registered a net change of -1.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.4403 was down 0.83% compared to the 2025 peak of 2.4607, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 12,201 SBD

2025 Average 11,656 SBD

Yearly Trough Low 11,436 SBD

Transaction Impact: A difference of 765.09 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.4263

2.3308

JanuMarcMayJuly

PEN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3679, compared to 2.3830 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0151 points.

H1 Avg (Jan–Jun) 2.3679

H2 Avg (Jul–Dec) 2.3830

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.1014 SBD (High: 2.3886 / Low: 2.2872). On the other end, August was the most stable month, with a tight range of 0.0000 SBD (High: 2.3917 / Low: 2.3917).

April Spread (Volatile) ±0.1014

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0603 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0603

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2.4184) against the same month in 2025 (average: 2.2498), the exchange rate shifted by +0.1686 (+7.49%).

2026 Avg (January) 2.4184

2025 Avg (January) 2.2498

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4403	2.3897	2.4184
February	2.4092	2.3892	2.3990
March	2.4009	2.3003	2.3387
April	2.3886	2.2872	2.3400
May	2.3630	2.2928	2.3484
June	2.3842	2.3220	2.3631
July	2.3965	2.3569	2.3743
August	2.3917	2.3917	2.3917