2013 PEN to SBD Historical Review

YEARLY HIGH

2.8208 SBD

YEARLY LOW

2.5185 SBD

YEARLY AVERAGE

2.6511 SBD

2013 PEN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PEN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 2.8208. Conversely, the yearly low was recorded on August 21, dropping to 2.5185.

This high-to-low spread represents a total annual volatility of 0.3022 SBD. From a start-to-finish perspective, comparing the January average rate of 2.7821 to the December average rate of 2.5811, the exchange rate registered a net change of -7.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.8208 was down 0.14% compared to the 2012 peak of 2.8248, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 14,104 SBD

2012 Average 13,520 SBD

Yearly Trough Low 12,593 SBD

Transaction Impact: A difference of 1,511.24 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.8059

2.5198

JanuMarcMayJulySeptNove

PEN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7339, compared to 2.5684 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1655 points.

H1 Avg (Jan–Jun) 2.7339

H2 Avg (Jul–Dec) 2.5684

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1278 SBD (High: 2.7818 / Low: 2.6541). On the other end, August was the most stable month, with a tight range of 0.0576 SBD (High: 2.5761 / Low: 2.5185).

May Spread (Volatile) ±0.1278

August Spread (Stable) ±0.0576

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1182 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1182

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 2.7821) against the same month in 2012 (average: 2.7248), the exchange rate shifted by +0.0573 (+2.10%).

2013 Avg (January) 2.7821

2012 Avg (January) 2.7248

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8208	2.7628	2.7821
February	2.7982	2.7245	2.7478
March	2.7994	2.7085	2.7472
April	2.8165	2.7359	2.7817
May	2.7818	2.6541	2.7313
June	2.6575	2.5611	2.6131
July	2.6052	2.5467	2.5660
August	2.5761	2.5185	2.5436
September	2.6022	2.5243	2.5656
October	2.6155	2.5524	2.5846
November	2.5952	2.5303	2.5694
December	2.6035	2.5441	2.5811