2014 PEN to SBD Historical Review

YEARLY HIGH

2.6507 SBD

YEARLY LOW

2.5153 SBD

YEARLY AVERAGE

2.5760 SBD

2014 PEN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 2.6507. Conversely, the yearly low was recorded on September 4, dropping to 2.5153.

This high-to-low spread represents a total annual volatility of 0.1354 SBD. From a start-to-finish perspective, comparing the January average rate of 2.5674 to the December average rate of 2.5538, the exchange rate registered a net change of -0.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.6507 was down 6.03% compared to the 2013 peak of 2.8208, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 13,253 SBD

2013 Average 13,253 SBD

Yearly Trough Low 12,576 SBD

Transaction Impact: A difference of 677.12 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.6260

2.5340

JanuMarcMayJulySeptNove

PEN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5932, compared to 2.5589 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0343 points.

H1 Avg (Jan–Jun) 2.5932

H2 Avg (Jul–Dec) 2.5589

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0679 SBD (High: 2.6020 / Low: 2.5341). On the other end, March was the most stable month, with a tight range of 0.0154 SBD (High: 2.5974 / Low: 2.5820).

August Spread (Volatile) ±0.0679

March Spread (Stable) ±0.0154

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0267 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0267

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 2.6183) against the same month in 2013 (average: 2.7313), the exchange rate shifted by -0.1130 (-4.14%).

2014 Avg (May) 2.6183

2013 Avg (May) 2.7313

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5865	2.5527	2.5674
February	2.5951	2.5671	2.5818
March	2.5974	2.5820	2.5897
April	2.6237	2.5850	2.6057
May	2.6507	2.5960	2.6183
June	2.6379	2.5728	2.5962
July	2.6062	2.5845	2.5972
August	2.6020	2.5341	2.5704
September	2.5643	2.5153	2.5465
October	2.5632	2.5215	2.5416
November	2.5696	2.5205	2.5437
December	2.5759	2.5200	2.5538