2016 PEN to SBD Historical Review

YEARLY HIGH

2.4636 SBD

YEARLY LOW

2.2756 SBD

YEARLY AVERAGE

2.3456 SBD

2016 PEN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 2.4636. Conversely, the yearly low was recorded on December 19, dropping to 2.2756.

This high-to-low spread represents a total annual volatility of 0.1880 SBD. From a start-to-finish perspective, comparing the January average rate of 2.3701 to the December average rate of 2.3233, the exchange rate registered a net change of -1.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.4636 was down 4.21% compared to the 2015 peak of 2.5718, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 12,318 SBD

2015 Average 12,352 SBD

Yearly Trough Low 11,378 SBD

Transaction Impact: A difference of 939.76 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.4102

2.3082

JanuMarcMayJulySeptNove

PEN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3543, compared to 2.3369 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0173 points.

H1 Avg (Jan–Jun) 2.3543

H2 Avg (Jul–Dec) 2.3369

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.1460 SBD (High: 2.4636 / Low: 2.3176). On the other end, February was the most stable month, with a tight range of 0.0394 SBD (High: 2.3411 / Low: 2.3017).

April Spread (Volatile) ±0.1460

February Spread (Stable) ±0.0394

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0604 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0604

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 2.4017) against the same month in 2015 (average: 2.4906), the exchange rate shifted by -0.0889 (-3.57%).

2016 Avg (April) 2.4017

2015 Avg (April) 2.4906

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3973	2.3368	2.3701
February	2.3411	2.3017	2.3178
March	2.3834	2.2946	2.3418
April	2.4636	2.3176	2.4017
May	2.3708	2.3128	2.3413
June	2.4102	2.3118	2.3528
July	2.4172	2.3516	2.3883
August	2.3683	2.3185	2.3482
September	2.3423	2.2994	2.3198
October	2.3481	2.2977	2.3167
November	2.3611	2.2845	2.3253
December	2.3685	2.2756	2.3233