2020 PGK to BAM Historical Review

YEARLY HIGH

0.5360 BAM

YEARLY LOW

0.4501 BAM

YEARLY AVERAGE

0.4953 BAM

2020 PGK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 0.5360. Conversely, the yearly low was recorded on December 31, dropping to 0.4501.

This high-to-low spread represents a total annual volatility of 0.0859 BAM. From a start-to-finish perspective, comparing the January average rate of 0.5177 to the December average rate of 0.4570, the exchange rate registered a net change of -11.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5360 was down 14.85% compared to the 2019 peak of 0.6294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 2,680 BAM

2019 Average 2,582 BAM

Yearly Trough Low 2,251 BAM

Transaction Impact: A difference of 429.27 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5339

0.4500

JanuMarcMayJulySeptNove

PGK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5173, compared to 0.4733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0440 points.

H1 Avg (Jan–Jun) 0.5173

H2 Avg (Jul–Dec) 0.4733

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0397 BAM (High: 0.5345 / Low: 0.4947). On the other end, October was the most stable month, with a tight range of 0.0090 BAM (High: 0.4776 / Low: 0.4686).

March Spread (Volatile) ±0.0397

October Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0214 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.5269) against the same month in 2019 (average: 0.5119), the exchange rate shifted by +0.0150 (+2.92%).

2020 Avg (February) 0.5269

2019 Avg (February) 0.5119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5253	0.5108	0.5177
February	0.5360	0.5122	0.5269
March	0.5345	0.4947	0.5160
April	0.5299	0.5173	0.5225
May	0.5259	0.5072	0.5179
June	0.5066	0.4937	0.5025
July	0.5066	0.4734	0.4927
August	0.4767	0.4640	0.4713
September	0.4818	0.4621	0.4747
October	0.4776	0.4686	0.4740
November	0.4786	0.4635	0.4698
December	0.4643	0.4501	0.4570