2025 PGK to BAM Historical Review

YEARLY HIGH

0.4793 BAM

YEARLY LOW

0.3844 BAM

YEARLY AVERAGE

0.4193 BAM

2025 PGK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PGK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.4793. Conversely, the yearly low was recorded on December 26, dropping to 0.3844.

This high-to-low spread represents a total annual volatility of 0.0948 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4689 to the December average rate of 0.3913, the exchange rate registered a net change of -16.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4793 was down 1.69% compared to the 2024 peak of 0.4875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 2,396 BAM

2024 Average 2,323 BAM

Yearly Trough Low 1,922 BAM

Transaction Impact: A difference of 474.06 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4766

0.3836

JanuMarcMayJulySeptNove

PGK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4400, compared to 0.3985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0415 points.

H1 Avg (Jan–Jun) 0.4400

H2 Avg (Jul–Dec) 0.3985

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0341 BAM (High: 0.4473 / Low: 0.4132). On the other end, November was the most stable month, with a tight range of 0.0098 BAM (High: 0.4033 / Low: 0.3934).

April Spread (Volatile) ±0.0341

November Spread (Stable) ±0.0098

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0208 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4689) against the same month in 2024 (average: 0.4800), the exchange rate shifted by -0.0111 (-2.32%).

2025 Avg (January) 0.4689

2024 Avg (January) 0.4800

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4793	0.4620	0.4689
February	0.4764	0.4575	0.4661
March	0.4686	0.4359	0.4453
April	0.4473	0.4132	0.4259
May	0.4291	0.4160	0.4232
June	0.4172	0.4037	0.4109
July	0.4128	0.3990	0.4038
August	0.4148	0.3960	0.4019
September	0.4026	0.3914	0.3971
October	0.4019	0.3916	0.3975
November	0.4033	0.3934	0.3997
December	0.3967	0.3844	0.3913