2020 PGK to BIF Historical Review

YEARLY HIGH

566.1441 BIF

YEARLY LOW

541.8165 BIF

YEARLY AVERAGE

552.0017 BIF

2020 PGK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 566.1441. Conversely, the yearly low was recorded on May 25, dropping to 541.8165.

This high-to-low spread represents a total annual volatility of 24.3276 BIF. From a start-to-finish perspective, comparing the January average rate of 553.8730 to the December average rate of 552.4222, the exchange rate registered a net change of -0.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 566.1441 was down 15.01% compared to the 2019 peak of 666.1627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 2,830,720 BIF

2019 Average 2,722,067 BIF

Yearly Trough Low 2,709,082 BIF

Transaction Impact: A difference of 121,637.85 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

555.4670

548.8274

JanuMarcMayJulySeptNove

PGK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 551.9557, compared to 552.0476 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0919 points.

H1 Avg (Jan–Jun) 551.9557

H2 Avg (Jul–Dec) 552.0476

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 20.4952 BIF (High: 566.1441 / Low: 545.6488). On the other end, December was the most stable month, with a tight range of 5.7304 BIF (High: 554.4160 / Low: 548.6856).

February Spread (Volatile) ±20.4952

December Spread (Stable) ±5.7304

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 4.9536 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -4.9536

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 554.9137) against the same month in 2019 (average: 538.9415), the exchange rate shifted by +15.9722 (+2.96%).

2020 Avg (February) 554.9137

2019 Avg (February) 538.9415

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	559.4675	546.8337	553.8730
February	566.1441	545.6488	554.9137
March	555.7185	544.8641	551.8566
April	556.8398	542.8788	550.2525
May	555.6851	541.8165	549.3807
June	555.5229	545.7711	551.4578
July	562.6004	547.5703	554.4447
August	557.1832	544.3431	549.4912
September	561.2809	545.0073	552.9590
October	554.1633	545.0097	551.7509
November	553.4950	547.1040	551.2176
December	554.4160	548.6856	552.4222