YEARLY HIGH
742.5046 BIF
YEARLY LOW
684.8374 BIF
YEARLY AVERAGE
714.1974 BIF

2025 PGK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PGK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 742.5046. Conversely, the yearly low was recorded on December 28, dropping to 684.8374.

This high-to-low spread represents a total annual volatility of 57.6672 BIF. From a start-to-finish perspective, comparing the January average rate of 731.9685 to the December average rate of 693.4671, the exchange rate registered a net change of -5.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 742.5046 was down 3.88% compared to the 2024 peak of 772.4976, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 3,712,523 BIF
2024 Average 3,706,518 BIF
Yearly Trough Low 3,424,187 BIF
Transaction Impact: A difference of 288,335.91 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

736.9035
689.5183
JanuMarcMayJulySeptNove

PGK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 724.9372, compared to 703.4575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 21.4797 points.

H1 Avg (Jan–Jun) 724.9372
H2 Avg (Jul–Dec) 703.4575

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 26.6054 BIF (High: 734.7470 / Low: 708.1416). On the other end, November was the most stable month, with a tight range of 11.9664 BIF (High: 701.4722 / Low: 689.5059).

April Spread (Volatile) ±26.6054
November Spread (Stable) ±11.9664

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 8.5062 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -8.5062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 731.9685) against the same month in 2024 (average: 764.2822), the exchange rate shifted by -32.3137 (-4.23%).

2025 Avg (January) 731.9685
2024 Avg (January) 764.2822

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 742.5046 715.9536 731.9685
February 738.5175 725.2631 732.9547
March 738.0153 719.1182 726.0864
April 734.7470 708.1416 721.6664
May 726.9205 709.5705 720.8017
June 724.8524 711.2616 716.1457
July 722.8084 707.8747 715.2826
August 717.4308 701.8175 710.1059
September 714.8141 690.7654 706.6458
October 708.4634 690.3034 698.1395
November 701.4722 689.5059 697.1041
December 699.5744 684.8374 693.4671