2012 PHP to MAD Historical Review

YEARLY HIGH

0.2161 MAD

YEARLY LOW

0.1943 MAD

YEARLY AVERAGE

0.2046 MAD

2012 PHP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PHP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.2161. Conversely, the yearly low was recorded on February 26, dropping to 0.1943.

This high-to-low spread represents a total annual volatility of 0.0218 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1978 to the December average rate of 0.2071, the exchange rate registered a net change of 4.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2161 was up 10.16% compared to the 2011 peak of 0.1961, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 54,020 MAD

2011 Average 46,732 MAD

Yearly Trough Low 48,567 MAD

Transaction Impact: A difference of 5,453.30 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2154

0.1954

JanuMarcMayJulySeptNove

PHP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1998, compared to 0.2094 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0096 points.

H1 Avg (Jan–Jun) 0.1998

H2 Avg (Jul–Dec) 0.2094

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0081 MAD (High: 0.2161 / Low: 0.2080). On the other end, October was the most stable month, with a tight range of 0.0026 MAD (High: 0.2085 / Low: 0.2059).

July Spread (Volatile) ±0.0081

October Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0045 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.2137) against the same month in 2011 (average: 0.1854), the exchange rate shifted by +0.0284 (+15.30%).

2012 Avg (July) 0.2137

2011 Avg (July) 0.1854

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1996	0.1956	0.1978
February	0.2000	0.1943	0.1977
March	0.1995	0.1951	0.1970
April	0.2001	0.1953	0.1986
May	0.2046	0.2000	0.2017
June	0.2094	0.2036	0.2062
July	0.2161	0.2080	0.2137
August	0.2149	0.2079	0.2114
September	0.2099	0.2040	0.2069
October	0.2085	0.2059	0.2071
November	0.2122	0.2081	0.2105
December	0.2099	0.2049	0.2071