2019 PHP to MAD Historical Review

YEARLY HIGH

0.1913 MAD

YEARLY LOW

0.1798 MAD

YEARLY AVERAGE

0.1858 MAD

2019 PHP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PHP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 0.1913. Conversely, the yearly low was recorded on March 14, dropping to 0.1798.

This high-to-low spread represents a total annual volatility of 0.0115 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1818 to the December average rate of 0.1895, the exchange rate registered a net change of 4.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1913 was up 1.84% compared to the 2018 peak of 0.1879, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 47,833 MAD

2018 Average 44,572 MAD

Yearly Trough Low 44,947 MAD

Transaction Impact: A difference of 2,886.09 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1912

0.1809

JanuMarcMayJulySeptNove

PHP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1840, compared to 0.1875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.1840

H2 Avg (Jul–Dec) 0.1875

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0074 MAD (High: 0.1881 / Low: 0.1807). On the other end, December was the most stable month, with a tight range of 0.0018 MAD (High: 0.1902 / Low: 0.1884).

August Spread (Volatile) ±0.0074

December Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0037 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 0.1903) against the same month in 2018 (average: 0.1803), the exchange rate shifted by +0.0101 (+5.58%).

2019 Avg (November) 0.1903

2018 Avg (November) 0.1803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1836	0.1805	0.1818
February	0.1842	0.1816	0.1828
March	0.1851	0.1798	0.1831
April	0.1865	0.1843	0.1855
May	0.1868	0.1836	0.1852
June	0.1873	0.1844	0.1858
July	0.1892	0.1860	0.1876
August	0.1881	0.1807	0.1839
September	0.1884	0.1845	0.1860
October	0.1897	0.1865	0.1877
November	0.1913	0.1891	0.1903
December	0.1902	0.1884	0.1895