2015 PHP to MAD Historical Review

YEARLY HIGH

0.2285 MAD

YEARLY LOW

0.2031 MAD

YEARLY AVERAGE

0.2143 MAD

2015 PHP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PHP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 0.2285. Conversely, the yearly low was recorded on January 1, dropping to 0.2031.

This high-to-low spread represents a total annual volatility of 0.0254 MAD. From a start-to-finish perspective, comparing the January average rate of 0.2101 to the December average rate of 0.2096, the exchange rate registered a net change of -0.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2285 was up 12.95% compared to the 2014 peak of 0.2023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 57,134 MAD

2014 Average 47,380 MAD

Yearly Trough Low 50,772 MAD

Transaction Impact: A difference of 6,361.99 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2251

0.2059

JanuMarcMayJulySeptNove

PHP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2175, compared to 0.2110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 0.2175

H2 Avg (Jul–Dec) 0.2110

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0158 MAD (High: 0.2189 / Low: 0.2031). On the other end, September was the most stable month, with a tight range of 0.0029 MAD (High: 0.2090 / Low: 0.2062).

January Spread (Volatile) ±0.0158

September Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0058 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.2224) against the same month in 2014 (average: 0.1816), the exchange rate shifted by +0.0408 (+22.46%).

2015 Avg (March) 0.2224

2014 Avg (March) 0.1816

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2189	0.2031	0.2101
February	0.2186	0.2146	0.2158
March	0.2285	0.2186	0.2224
April	0.2258	0.2183	0.2235
May	0.2206	0.2155	0.2181
June	0.2211	0.2135	0.2151
July	0.2189	0.2147	0.2167
August	0.2162	0.2037	0.2108
September	0.2090	0.2062	0.2075
October	0.2109	0.2077	0.2096
November	0.2136	0.2096	0.2120
December	0.2130	0.2075	0.2096