2022 PHP to MAD Historical Review

YEARLY HIGH

0.1936 MAD

YEARLY LOW

0.1795 MAD

YEARLY AVERAGE

0.1864 MAD

2022 PHP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PHP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 15, valuing the pair at 0.1936. Conversely, the yearly low was recorded on January 16, dropping to 0.1795.

This high-to-low spread represents a total annual volatility of 0.0141 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1814 to the December average rate of 0.1894, the exchange rate registered a net change of 4.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1936 was up 3.21% compared to the 2021 peak of 0.1876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 48,405 MAD

2021 Average 45,627 MAD

Yearly Trough Low 44,868 MAD

Transaction Impact: A difference of 3,537.41 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1919

0.1804

JanuMarcMayJulySeptNove

PHP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1861, compared to 0.1866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.1861

H2 Avg (Jul–Dec) 0.1866

Volatility Range Comparison

Volatility

The most volatile month in 2022 was June, with a trading range of 0.0071 MAD (High: 0.1897 / Low: 0.1825). On the other end, October was the most stable month, with a tight range of 0.0027 MAD (High: 0.1879 / Low: 0.1852).

June Spread (Volatile) ±0.0071

October Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0050 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2022: 0.1910) against the same month in 2021 (average: 0.1849), the exchange rate shifted by +0.0061 (+3.29%).

2022 Avg (May) 0.1910

2021 Avg (May) 0.1849

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1845	0.1795	0.1814
February	0.1860	0.1802	0.1830
March	0.1908	0.1851	0.1867
April	0.1911	0.1861	0.1888
May	0.1936	0.1882	0.1910
June	0.1897	0.1825	0.1860
July	0.1868	0.1804	0.1831
August	0.1888	0.1844	0.1864
September	0.1889	0.1828	0.1863
October	0.1879	0.1852	0.1865
November	0.1898	0.1855	0.1877
December	0.1914	0.1861	0.1894