2013 PHP to MAD Historical Review

YEARLY HIGH

0.2119 MAD

YEARLY LOW

0.1838 MAD

YEARLY AVERAGE

0.1983 MAD

2013 PHP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PHP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 0.2119. Conversely, the yearly low was recorded on December 30, dropping to 0.1838.

This high-to-low spread represents a total annual volatility of 0.0281 MAD. From a start-to-finish perspective, comparing the January average rate of 0.2062 to the December average rate of 0.1857, the exchange rate registered a net change of -9.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2119 was down 1.95% compared to the 2012 peak of 0.2161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 52,969 MAD

2012 Average 51,167 MAD

Yearly Trough Low 45,946 MAD

Transaction Impact: A difference of 7,022.76 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2128

0.1832

JanuMarcMayJulySeptNove

PHP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2056, compared to 0.1910 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.2056

H2 Avg (Jul–Dec) 0.1910

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0103 MAD (High: 0.2032 / Low: 0.1929). On the other end, September was the most stable month, with a tight range of 0.0030 MAD (High: 0.1924 / Low: 0.1894).

June Spread (Volatile) ±0.0103

September Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0103 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.2103) against the same month in 2012 (average: 0.1970), the exchange rate shifted by +0.0133 (+6.75%).

2013 Avg (March) 0.2103

2012 Avg (March) 0.1970

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2088	0.2031	0.2062
February	0.2091	0.2020	0.2055
March	0.2119	0.2088	0.2103
April	0.2117	0.2050	0.2073
May	0.2097	0.2021	0.2073
June	0.2032	0.1929	0.1971
July	0.1990	0.1935	0.1963
August	0.1939	0.1877	0.1912
September	0.1924	0.1894	0.1914
October	0.1923	0.1892	0.1908
November	0.1935	0.1886	0.1906
December	0.1892	0.1838	0.1857