2020 PLN to BGN Historical Review

YEARLY HIGH

0.4631 BGN

YEARLY LOW

0.4223 BGN

YEARLY AVERAGE

0.4404 BGN

2020 PLN to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 0.4631. Conversely, the yearly low was recorded on October 28, dropping to 0.4223.

This high-to-low spread represents a total annual volatility of 0.0409 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4604 to the December average rate of 0.4370, the exchange rate registered a net change of -5.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4631 was down 0.32% compared to the 2019 peak of 0.4646, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,263 BGN

2019 Average 9,105 BGN

Yearly Trough Low 8,446 BGN

Transaction Impact: A difference of 817.14 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4635

0.4272

JanuMarcMayJulySeptNove

PLN to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4435, compared to 0.4374 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.4435

H2 Avg (Jul–Dec) 0.4374

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0317 BGN (High: 0.4565 / Low: 0.4248). On the other end, August was the most stable month, with a tight range of 0.0055 BGN (High: 0.4468 / Low: 0.4412).

March Spread (Volatile) ±0.0317

August Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0153 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.4604) against the same month in 2019 (average: 0.4560), the exchange rate shifted by +0.0044 (+0.97%).

2020 Avg (January) 0.4604

2019 Avg (January) 0.4560

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4631	0.4553	0.4604
February	0.4606	0.4510	0.4569
March	0.4565	0.4248	0.4415
April	0.4332	0.4252	0.4302
May	0.4416	0.4282	0.4321
June	0.4468	0.4367	0.4400
July	0.4458	0.4350	0.4396
August	0.4468	0.4412	0.4442
September	0.4462	0.4262	0.4372
October	0.4387	0.4223	0.4310
November	0.4383	0.4234	0.4352
December	0.4419	0.4275	0.4370