2021 PLN to BGN Historical Review

YEARLY HIGH

0.4388 BGN

YEARLY LOW

0.4144 BGN

YEARLY AVERAGE

0.4285 BGN

2021 PLN to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 0.4388. Conversely, the yearly low was recorded on November 28, dropping to 0.4144.

This high-to-low spread represents a total annual volatility of 0.0244 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4311 to the December average rate of 0.4240, the exchange rate registered a net change of -1.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4388 was down 5.25% compared to the 2020 peak of 0.4631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 8,776 BGN

2020 Average 8,808 BGN

Yearly Trough Low 8,287 BGN

Transaction Impact: A difference of 488.68 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4364

0.4190

JanuMarcMayJulySeptNove

PLN to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4311, compared to 0.4259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.4311

H2 Avg (Jul–Dec) 0.4259

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0141 BGN (High: 0.4338 / Low: 0.4197). On the other end, December was the most stable month, with a tight range of 0.0055 BGN (High: 0.4272 / Low: 0.4216).

September Spread (Volatile) ±0.0141

December Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0098 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.4343) against the same month in 2020 (average: 0.4400), the exchange rate shifted by -0.0057 (-1.30%).

2021 Avg (June) 0.4343

2020 Avg (June) 0.4400

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4336	0.4266	0.4311
February	0.4368	0.4309	0.4349
March	0.4320	0.4192	0.4251
April	0.4320	0.4248	0.4289
May	0.4376	0.4274	0.4324
June	0.4388	0.4293	0.4343
July	0.4350	0.4251	0.4289
August	0.4324	0.4266	0.4282
September	0.4338	0.4197	0.4279
October	0.4302	0.4230	0.4259
November	0.4272	0.4144	0.4205
December	0.4272	0.4216	0.4240