YEARLY HIGH
0.4659 BGN
YEARLY LOW
0.4551 BGN
YEARLY AVERAGE
0.4615 BGN

2026 PLN to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.4659. Conversely, the yearly low was recorded on March 8, dropping to 0.4551.

This high-to-low spread represents a total annual volatility of 0.0108 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4644 to the December average rate of 0.4610, the exchange rate registered a net change of -0.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4659 was down 1.40% compared to the 2025 peak of 0.4725, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 9,317 BGN
2025 Average 9,227 BGN
Yearly Trough Low 9,102 BGN
Transaction Impact: A difference of 215.40 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4650
0.4572
JanuFebrMarcApriMayJune

PLN to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4615, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4615 points.

H1 Avg (Jan–Jun) 0.4615
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0076 BGN (High: 0.4627 / Low: 0.4551). On the other end, May was the most stable month, with a tight range of 0.0017 BGN (High: 0.4625 / Low: 0.4608).

March Spread (Volatile) ±0.0076
May Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0058 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.4644) against the same month in 2025 (average: 0.4602), the exchange rate shifted by +0.0042 (+0.92%).

2026 Avg (January) 0.4644
2025 Avg (January) 0.4602

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4659 0.4630 0.4644
February 0.4648 0.4629 0.4637
March 0.4627 0.4551 0.4579
April 0.4626 0.4564 0.4600
May 0.4625 0.4608 0.4619
June 0.4622 0.4599 0.4610